How to Spot Fake UPI Requests

UPI fraud is on the rise, but you can protect yourself by learning to recognize suspicious requests. Here’s how to stay safe:

What Are Fake UPI Requests?

Scammers may send you payment requests or messages that look genuine but are designed to steal your money or information.

Signs of a Fake Request

• Unexpected payment or collect requests from unknown contacts
• Urgent messages pressuring you to act quickly
• Requests for your UPI PIN, OTP, or personal details
• Poor grammar, spelling mistakes, or strange formatting
• Offers that seem “too good to be true”

Common Scam Tactics

1. Impersonation: Pretending to be bank staff, customer support, or a friend.
2. Fake QR Codes: Sending QR codes that actually request money from you.
3. Phishing Links: Sharing links to fake websites or apps.
4. Social Engineering: Creating panic or urgency to trick you into paying.

How to Stay Safe

• Always verify the sender’s identity before approving any request.
• Never share your UPI PIN, OTP, or passwords.
• Double-check payment details and amounts.
• Use official UPI apps and keep them updated.
• Report suspicious requests to your bank or UPI app support.

What to Do If You Suspect a Scam

• Decline the request and block the sender.
• Report the incident to your bank and the UPI app.
• Change your UPI PIN immediately.
• Stay informed about new scam techniques.

Stay alert and trust your instincts—if something feels off, don’t proceed!